FY 2004 Initial Budget

South Cove Homeowners Association          
FY 2003 Budget vs Actual              
November 1, 2002 - October 31, 2003              
                 
  FY 2003   FY 2003   FY 2003     FY 2004
Income Budget   Actual   Difference   Notes Budget
Dues Income                
FY 2001 (11/1/00 - 10/31/01) Dues  $        350              175    $       (175)      $            175
FY 2002 (11/1/01 - 10/31/02) Dues            700              350             (350)                    525
FY 2003 (11/1/02 - 10/31/03) Dues       27,040         26,243             (797)                    875
FY 2004 (11/1/03 - 10/31/04) Dues       16,625         16,625                -                 33,950
FY 2005 (11/1/04 - 10/31/05) Dues                      -                 16,625
Total Dues       44,715         43,393          (1,322)               52,150
Interest Income            250              313                63                    250
Tennis Court Keys              -                144              144                     60
Summer Tennis Income              -                      -                        -  
 Total Income  $    44,965    $    43,850    $    (1,115)      $       52,460
                 
Expenses                
Grounds                
Beach  $     2,300    $     2,321    $         (21)   New ropes & Ladder  $            400 New Sand
Entrances & Islands            800              160              640                    400
Fertilizer         1,500               1,500                    400
Grounds Other         4,000           4,514             (514)               2,500 Misc planting including trees
Irrigation         3,000           2,594              406   Sprinkler testing and maint.                500
Mailbox Stands         1,000           2,755          (1,755)   Install 24 Locking Boxes                500
Maintenance - Park       25,000         25,786             (786)               26,000
Repairs            500                  7              493                    100
Water         2,500           4,583          (2,083)                 3,000
Total Grounds       40,600         42,719          (2,119)               33,800
                 
Tennis Courts                
Maintenance            500              460                40   Court cleaning             7,500
Repairs         1,000              113              887   Repair Doors and Locks                 50
New keys              -                  60              (60)                     60
Total Tennis Court         1,500              633              867                 7,610
                 
Events                
Easter - Food, prizes            450                71              379                    150
4th of July - Food, clowns, etc.         2,000           1,977                23                 2,000
Garage Sale signs & advert.            150                36              114                     50
Ice Cream Social              75                63                12                     75
Total Events         2,675           2,146              529                 2,275
                 
Communications                
Annual Meeting              50                38                13                     50
PO Box Rental              60                44                16                     50
Newsletter            800           1,028             (228)                 1,000
Web Site            200              200                -                      240
Welcome Gifts                  35              (35)                     50
Total Communications         1,110           1,344             (234)                 1,390
                 
Insurance                
Professional Liability Insurance (officers)         1,500           1,542              (42)                 1,600
Commercial Liability $1M         2,200           2,379             (179)                 2,400
Commercial Umbrella $1M         1,500           1,500                -                   1,500
Total Insurance         5,200           5,421             (221)                 5,500
                 
SLSA (South Lk Sam. Assoc)                
Contribution to Fund                      -                      100
Total SLSA              -                  -                  -                      100
                 
Tax and Legal                
Tax Preparation            350              350                -                      350
Legal Expenses         1,000               1,000                    500
Total Tax and Legal         1,350              350           1,000                    850
                 
Treasurer                
Accounting expenses            100                  100                     25
Corporate Filing              10                10                -                       10
Dues Notices & Postage            150                88                62                    100
Supplies              50                10                40                     25
Bank Service Fee            250                  6              244                       5
Total Treasurer            560              114              446                    165
                 
 Total Expenses  $    52,995    $    52,728    $        267      $       51,690
                 
Operating income less expenses  $    (8,030)    $    (8,878)             (848)      $            770
                 
2002 Special Assessment                
Income  $     1,000    $        660              340      
Expenses                
Path repaving      (19,000)        (20,234)           1,234      
Drainage        (5,800)          (8,232)           2,432      
Special Assess  income less exp  $  (23,800)    $  (27,806)    $     4,006      
   $  (31,830)              
                 
Beginning cash (11/01/02)  $    62,127    $    62,271          
Cash from operations        (8,030)          (8,878)          
Cash from / for special assessments      (23,800)        (27,806)          
Ending cash (10/31/03)  $    30,297    $    25,587          
                 
Bank Balances      (11/01/02)   (10/31/03)      
Key Checking      $    56,099    $    18,096      
Key Savings                  -                900      
Bank of America             6,172           6,178      
       $    62,271    $    25,174    
Less FY2003 Dues already received          (23,625)        (16,625)   Less FY2004 Dues already received  
HOA Simplified Balance at start of FY2003 ------------------>       38,646              (38)   Less SLSA balance   
HOA Simplified Balance at end of FY2003     ------------------------------------->           8,512